Where can I afford to live in Ireland?
Set a figure you’re comfortable with, or let the Central Bank’s public lending limits sketch one from your own numbers, and the map shows where it reaches. Plain facts, grouped by county. Nothing here is a personalised verdict, and Bopperty does not receive or store the figures you enter.
Set a budget, or let the rules sketch one.
One county at a time.
Pick a county on the map or below. Figures stay plain medians and averages: never a rating, never an opinion about an area.
Each code (e.g. R93) is an Eircode routing key: the first characters of an Eircode, covering one small area. The figure is the area’s published median sale price, nothing more.
Buy or rent: compare the monthly outgoings
Only your own figures can say. Enter the mortgage amount you have in mind and the rent you would pay instead; we estimate the monthly payment, split it into interest and principal for month one, add the costs of owning that rent does not carry, and leave the judgement to you.
The upkeep entries are your own estimates; the guide notes beside each field are rules of thumb, not pre-filled amounts or predictions. The interest-principal split uses the rate and term you enter here and is shown as it stands at the start of the mortgage: the interest share falls and the principal share grows as you repay. Rents change over time and homes change in value; neither is forecast here. Arithmetic on the figures and assumptions shown, not financial advice.
Take the next step.
You have a figure and a map: these are the pages that carry it forward.
Schemes that exist, and where to read about them.
A directory of the selected State supports for buying and renting in Ireland. This is information, not an eligibility check. Follow the official links to see the current rules and whether they apply to you.
Help to Buy
A tax rebate toward the deposit on a new-build home for first-time buyers.
revenue.ie →First Home Scheme
A shared-equity scheme operated by First Home Scheme Ireland DAC, funded by the State and participating lenders.
firsthomescheme.ie →Local Authority Home Loan
A government-backed mortgage available through local authorities.
localauthorityhomeloan.ie →Starter Home Purchase Scheme
Homes offered below market value through local authorities, with an equity share.
gov.ie →Vacant Property Refurbishment Grant
A grant towards refurbishing a qualifying vacant property to live in or rent out. A higher amount may be available where the property is confirmed as derelict.
gov.ie →Cost Rental
Homes let at the cost of providing them, rather than at market rates.
gov.ie →Housing Assistance Payment (HAP)
A social housing support where the local authority pays the landlord and you pay a contribution.
citizensinformation.ie →Rent Supplement
A short-term payment for private renters who have a sudden income change and need help with rent, provided through the Department of Social Protection.
gov.ie →Rent Tax Credit
An annual tax credit for private renters, claimed through Revenue.
revenue.ie →New data by county, when it lands.
Leave an email and, if you choose, we can let you know when the register and rent figures update. We are not sending anything yet.
How these figures are put together.
- Buying. Each Eircode area shows a median sale price from the Property Price Register. Illustrative monthly figures assume a 90% loan over 30 years at the Central Bank’s weighted average rate on new Irish mortgage agreements for June 2026 (3.49%), not a personalised calculation.
- The illustration. "Illustrate the headline mortgage limits" is arithmetic on two public limits: a loan-to-income cap of 4× gross income for first-time buyers (3.5× for second or subsequent buyers) and a 90% loan-to-value cap. The illustrated ceiling is rounded down to the nearest €1,000. It is a rule illustration, not a lending decision: lenders apply their own criteria and a limited share of lending is allowed above the limits.
- Bopperty does not receive or store the figures you enter. The calculations run in your browser on this device.
- Renting. Average rents are shown by county and bedroom size, from tenancies registered with the Residential Tenancies Board.
- Buy or rent. The comparison sets your own entered figures side by side: an estimated mortgage payment with the costs of owning, against the rent you would pay instead. It leaves out the deposit, rent changes and changes in home value, and the difference is arithmetic, never a recommendation.
- We don’t rate or judge areas. The figure shown is the factual median price or average rent: just the number, not an opinion about an area.
- Northern Ireland is not covered: the register and RTB rents are Republic of Ireland only.
- This is general information, not financial advice. Your borrowing depends on your circumstances and lender.
- Price medians use Bopperty Adjusted data. The VAT adjustment cannot identify certain qualifying apartment sales subject to the 9% rate from 8 October 2025. See Methodology → Known Limits.