Where can I afford to live in Ireland?
Set your budget. We show the Eircode areas that fall at or below it — as plain facts, grouped by county. No income, deposit or savings needed, and nothing here is a personalised verdict.
Each code (e.g. R93) is an Eircode routing key — the first characters of an Eircode, covering one small area. This tool groups and reports figures by these Eircode areas.
Median home €265,000. Illustratively about €1,070/month and about €59,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €291,000. Illustratively about €1,170/month and about €65,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €291,000. Illustratively about €1,170/month and about €65,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €291,000. Illustratively about €1,170/month and about €65,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €291,000. Illustratively about €1,170/month and about €65,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €252,000. Illustratively about €1,020/month and about €56,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €195,000. Illustratively about €790/month and about €43,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €195,000. Illustratively about €790/month and about €43,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €252,000. Illustratively about €1,020/month and about €56,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €249,000. Illustratively about €1,000/month and about €56,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €249,000. Illustratively about €1,000/month and about €56,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €244,000. Illustratively about €980/month and about €54,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €255,000. Illustratively about €1,030/month and about €57,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €208,000. Illustratively about €840/month and about €46,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €208,000. Illustratively about €840/month and about €46,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €208,000. Illustratively about €840/month and about €46,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €208,000. Illustratively about €840/month and about €46,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €230,000. Illustratively about €930/month and about €51,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €208,000. Illustratively about €840/month and about €46,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €230,000. Illustratively about €930/month and about €51,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €230,000. Illustratively about €930/month and about €51,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €230,000. Illustratively about €930/month and about €51,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €250,000. Illustratively about €1,010/month and about €56,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €250,000. Illustratively about €1,010/month and about €56,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €259,000. Illustratively about €1,040/month and about €58,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €248,000. Illustratively about €1,000/month and about €55,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month and about €50,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month and about €50,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month and about €50,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month and about €50,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €238,000. Illustratively about €960/month and about €53,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €197,000. Illustratively about €790/month and about €44,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €205,000. Illustratively about €830/month and about €46,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €175,000. Illustratively about €710/month and about €39,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €283,000. Illustratively about €1,140/month and about €63,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €283,000. Illustratively about €1,140/month and about €63,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €261,000. Illustratively about €1,050/month and about €58,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €285,000. Illustratively about €1,150/month and about €64,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €261,000. Illustratively about €1,050/month and about €58,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €176,000. Illustratively about €710/month and about €39,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €247,000. Illustratively about €1,000/month and about €55,600 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €285,000. Illustratively about €1,150/month and about €64,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €164,000. Illustratively about €660/month and about €36,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €164,000. Illustratively about €660/month and about €36,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €205,000. Illustratively about €830/month and about €46,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €164,000. Illustratively about €660/month and about €36,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €280,000. Illustratively about €1,130/month and about €63,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €200,000. Illustratively about €810/month and about €45,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €200,000. Illustratively about €810/month and about €45,000 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €203,000. Illustratively about €820/month and about €45,700 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €270,000. Illustratively about €1,090/month and about €60,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €285,000. Illustratively about €1,150/month and about €64,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €259,000. Illustratively about €1,040/month and about €58,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €285,000. Illustratively about €1,150/month and about €64,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €210,000. Illustratively about €850/month and about €47,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €248,000. Illustratively about €1,000/month and about €55,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €248,000. Illustratively about €1,000/month and about €55,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €195,000. Illustratively about €790/month and about €43,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €275,000. Illustratively about €1,110/month and about €61,900 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €295,000. Illustratively about €1,190/month and about €66,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €295,000. Illustratively about €1,190/month and about €66,400 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €230,000. Illustratively about €930/month and about €51,800 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Schemes that exist, and where to read about them.
A directory of the selected State supports for buying and renting in Ireland. This is information, not an eligibility check — follow the official links to see the current rules and whether they apply to you.
Help to Buy
A tax rebate toward the deposit on a new-build home for first-time buyers.
revenue.ie →First Home Scheme
A shared-equity scheme operated by First Home Scheme Ireland DAC, funded by the State and participating lenders.
firsthomescheme.ie →Local Authority Home Loan
A government-backed mortgage available through local authorities.
localauthorityhomeloan.ie →Starter Home Purchase Scheme
Homes offered below market value through local authorities, with an equity share.
gov.ie →Vacant Property Refurbishment Grant
A grant towards refurbishing a qualifying vacant property to live in or rent out. A higher amount may be available where the property is confirmed as derelict.
gov.ie →Cost Rental
Homes let at the cost of providing them, rather than at market rates.
gov.ie →Housing Assistance Payment (HAP)
A social housing support where the local authority pays the landlord and you pay a contribution.
citizensinformation.ie →Rent Supplement
A short-term payment for private renters who have a sudden income change and need help with rent, provided through the Department of Social Protection.
gov.ie →Rent Tax Credit
An annual tax credit for private renters, claimed through Revenue.
revenue.ie →New data by county, when it lands.
Leave an email and, if you choose, we can let you know when the register and rent figures update. We are not sending anything yet.
How these figures are put together.
- Buying. Each Eircode area shows a median sale price from the Property Price Register. The “what it takes” line is a general illustration for the median home under Central Bank loan-to-value and loan-to-income limits at a representative rate — not a personalised calculation.
- Renting. Average rents are shown by county and bedroom size, from tenancies registered with the Residential Tenancies Board.
- We don’t rate or judge areas. The figure shown is the factual median price. Sort by it if you like — high to low or low to high — it’s just the number, not an opinion about an area.
- Northern Ireland is not covered — the register and RTB rents are Republic of Ireland only.
- This is general information, not financial advice. Your borrowing depends on your circumstances and lender.