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Affordability / Offaly

Affordability in Offaly

What a budget reaches across the Eircode areas of Offaly: the median sale price for each area, a general illustration of what it takes to buy, and the county average rent for 2025 Q4. Plain facts, grouped by area — nothing here rates or ranks a place.

Renting

Average rent in Offaly

Average rents from tenancies registered with the Residential Tenancies Board, 2025 Q4. Rent is published by town or county, not per Eircode area — the label shows which applies here.

County average · Offaly · 2025 Q4
1-bed
€8771-bed avg /mo
2-bed
€1,1222-bed avg /mo
3-bed
€1,2783-bed avg /mo
8.9% vs 2024 Q4
Buying

Eircode areas of Offaly · 7

Each Eircode area with a median sale price from the Property Price Register, A–Z. The “what it takes” line is a general illustration for the median home, never a personalised calculation.

R42Banagher176 registered sales · 12 mo€245,000median

Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R42Birr176 registered sales · 12 mo€245,000median

Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R35Clara365 registered sales · 12 mo€300,000median

Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R35Daingean365 registered sales · 12 mo€300,000median

Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R45Edenderry144 registered sales · 12 mo€285,000median

Median home €285,000. Illustratively about €1,150/month and about €64,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R42Ferbane176 registered sales · 12 mo€245,000median

Median home €245,000. Illustratively about €990/month and about €55,100 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules
R35Tullamore365 registered sales · 12 mo€300,000median

Median home €300,000. Illustratively about €1,210/month and about €67,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).

Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.

Central Bank mortgage rules