Affordability in Kildare
What a budget reaches across the Eircode areas of Kildare: the median sale price for each area, a general illustration of what it takes to buy, and the county average rent for 2025 Q4. Plain facts, grouped by area — nothing here rates or ranks a place.
Average rent in Kildare
Average rents from tenancies registered with the Residential Tenancies Board, 2025 Q4. Rent is published by town or county, not per Eircode area — the label shows which applies here.
Eircode areas of Kildare · 21
Each Eircode area with a median sale price from the Property Price Register, A–Z. The “what it takes” line is a general illustration for the median home, never a personalised calculation.
Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €368,000. Illustratively about €1,490/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €82,800 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €368,000. Illustratively about €1,490/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €82,800 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €500,000. Illustratively about €2,020/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €112,500 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €500,000. Illustratively about €2,020/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €112,500 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €500,000. Illustratively about €2,020/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €112,500 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €500,000. Illustratively about €2,020/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €112,500 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €425,000. Illustratively about €1,720/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €95,600 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €445,000. Illustratively about €1,800/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €100,100 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €450,000. Illustratively about €1,820/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €101,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €500,000. Illustratively about €2,020/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €112,500 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →