01Getting started
- Set your budget and savings target
- Identify your deposit source and timeline
- Get mortgage approval in principle
- Research areas and shortlist
4 checkpointsOpen this stage
Buying a home in Ireland.
A practical walk-through of the buying process — from first research and mortgage approval through to getting the keys.
5Stages
20Checkpoints
First-time or movingCovered
Readiness check · 2 min
Start here. Get a checklist built for your purchase.
Answer a few questions and we’ll build a personalised version of the buying checklist — only the steps that apply to you.
01The five stages
Five stages, one path.
Each stage sets up the next — 20 checkpoints in order, from first research through to getting the keys. The readiness check keeps only the ones that apply to you.
02Viewing ready
- Apply for Help to Buy if eligible
- Apply for First Home Scheme if eligible
- Identify and quote a solicitor
- View properties
- Make an offer
- Pay booking deposit and engage solicitor
- Review BER certificate
7 checkpointsOpen this stage
03Sale agreed
- Commission a survey or engineer's report
- Confirm management company status
- Review contracts with solicitor
- Arrange life cover and home insurance
- Sign and exchange contracts
- Coordinate mortgage drawdown
6 checkpointsOpen this stage
04Closing soon
- Closing day funds and keys
1 checkpointOpen this stage
05Just completed
- Post-closing stamp duty and registration
- First year utilities, LPT, maintenance
2 checkpointsOpen this stage
02The guide
Read any section directly.
Prefer to skip the check? Jump straight into the part of the buying guide you need.
03Common questions
Before you start.
No. This is general information about how property purchase works in Ireland. Use it as a starting point and confirm important decisions with the relevant qualified professional (solicitor, mortgage adviser, surveyor, BER assessor, tax adviser).
No. The readiness check produces a personalised checklist based on the answers you give. It does not assess affordability, eligibility, or suitability.
No. Bopperty is an independent service. The guide names lenders, schemes, and statutory bodies where naming them is the only useful way to refer to them. Bopperty is not affiliated with, endorsed by, or sponsored by any of them.
The guide describes the shape of the Irish buying process and points to the primary published sources where current parameters live. Specific numbers (thresholds, rates, scheme parameters) can change with the annual Finance Act and other policy updates. Treat numbers as a starting reference rather than the binding answer.
Your answers are processed in your browser and are not stored, unless you choose to save your result to My Bopperty. Saving keeps the result page link, whose address reflects your answer choices, and the name you give it.
Yes. Each entry in the guide section above links directly to the relevant section of the guide.
04Know your area
See what homes actually sold for.
Comparing asking prices to real registered sales is the surest budget anchor. Search your area on the Bopperty homepage to open its sold-prices view.
Search your areaBopperty consolidates public datasets — the Property Services Regulatory Authority Property Price Register, the SEAI BER register, the CSO 2022 Census of Population and CSO rental and price series, the Department of Education schools dataset, the DCEDIY / Pobal / Tusla childcare datasets, and the NTA / TFI GTFS transport feeds — into area reports at Eircode-district level. The buying guide describes the shape of the Irish process and points to the primary published sources for the specific figures that change with policy updates. Read the full guide.
Bopperty is an independent service. Not affiliated with, endorsed by, or sponsored by any government body, regulator, or data provider. All data sources are credited on the methodology page and remain the property of their respective publishers. Information is for general guidance only and should not be relied upon as financial, legal, or property advice.