Affordability in Galway
What a budget reaches across the Eircode areas of Galway: the median sale price for each area, a general illustration of what it takes to buy, and the county average rent for 2025 Q4. Plain facts, grouped by area — nothing here rates or ranks a place.
Average rent in Galway
Average rents from tenancies registered with the Residential Tenancies Board, 2025 Q4. Rent is published by town or county, not per Eircode area — the label shows which applies here.
Eircode areas of Galway · 27
Each Eircode area with a median sale price from the Property Price Register, A–Z. The “what it takes” line is a general illustration for the median home, never a personalised calculation.
Median home €392,000. Illustratively about €1,580/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €88,200 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €50,600 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €295,000. Illustratively about €1,190/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €66,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €65,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €330,000. Illustratively about €1,330/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €74,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €50,600 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €225,000. Illustratively about €910/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €50,600 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €415,000. Illustratively about €1,680/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €93,400 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month as a first-time buyer with a 10% deposit over 30 years, at a representative rate of 3.49% (as of June 2026), and about €65,300 gross income needed to satisfy the Central Bank loan-to-income limit.
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →