Affordability in Galway
What a budget reaches across the Eircode areas of Galway: the median sale price for each area, a general illustration of what it takes to buy, and the county average rent for 2025 Q4. Plain facts, grouped by area — nothing here rates or ranks a place.
Average rent in Galway
Average rents from tenancies registered with the Residential Tenancies Board, 2025 Q4. Rent is published by town or county, not per Eircode area — the label shows which applies here.
Eircode areas of Galway · 27
Each Eircode area with a median sale price from the Property Price Register, A–Z. The “what it takes” line is a general illustration for the median home, never a personalised calculation.
Median home €401,000. Illustratively about €1,620/month and about €90,200 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €330,000. Illustratively about €1,330/month and about €74,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €220,000. Illustratively about €890/month and about €49,500 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €410,000. Illustratively about €1,650/month and about €92,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →Median home €290,000. Illustratively about €1,170/month and about €65,300 gross income needed to buy it as a first-time buyer with a 10% deposit over 30 years, under Central Bank lending rules, at a representative rate of 3.48% (as of May 2026).
Illustrative only, not financial advice. Your borrowing depends on your circumstances and lender.
Central Bank mortgage rules →